Covenant monitoring without the backlog: a new approach for portfolio managers

Commercial lenders at community and regional banks, credit unions, and non-bank lenders - specifically Chief Credit Officers, heads of commercial lending, loan operations leaders, and servicing leaders. Our agents are also used by MRM, compliance, and CISO teams for audit trails and monitoring.

Three things set us apart: • Accuracy that actually holds up. Legacy spreading tools are wrong roughly half the time and still require heavy analyst rework. Our agents learn assumptions bespoke to each institution, so analysts review assumptions instead of redoing spreads from scratch. • Computer vision built for real-world documents. We parse blurry, scanned, or messy statements at >99.8% accuracy, and bring that to 100% with human-in-the-loop validation on final outputs. • System of action, not system of record. nCino, Abrigo, and Moody's document what happened. Proximitty acts — our agents make the calls, send the messages, update borrower records, and escalate exceptions. We sit alongside your existing stack, not against it.

Proximitty uses state-of-the-art browser agents to integrate with any banking system — no APIs, no engineering resources, no IT tickets. Our agents operate the same interfaces your team already uses, which means we can go live in any core, LOS, or servicing platform your bank runs on. We support 10+ core systems out of the box, including Fiserv DNA, Fiserv Premier, FIS Horizon, FIS IBS, Jack Henry SilverLake, Jack Henry CIF 20/20, Finastra Phoenix, Temenos Transact, CSI NuPoint, and Oracle FLEXCUBE — plus loan origination and servicing platforms like nCino, Abrigo, and Moody's. Most integrations go live in under two weeks.

Reliability is enforced through our governance layer: every agent action is observed, logged, and reviewable, with human-in-the-loop configurable on any step. Each agent runs under strict guardrails — scoped tools, approved templates, and policy-bound parameters — so agents operate only within the boundaries you define, with full auditability for MRM and examiners.

The fastest path is to book a demo on our website. We start with a 30-minute scoping call where we walk through your current commercial lending workflow, identify the highest-leverage use cases, and map out a pilot and implementation plan.